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News You Can Use - August

Sunday, August 7, 2016   /   by Tina Redding

News You Can Use - August

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  • W-2 forms — or business tax return forms if you're self-employed — for the last two or three years for every person signing the loan.



  • Copies of at least one pay stub for each person signing the loan.



  • Account numbers of all your credit cards and the amounts for any outstanding balances.



  • Copies of two to four months of bank or credit union statements for both checking and savings accounts.



  • Lender, loan number, and amount owed on other installment loans, such as student loans and car loans.



  • Addresses where you’ve lived for the last five to seven years, with names of landlords if appropriate.



  • Copies of brokerage account statements for two to four months, as well as a list of any other major assets of value, such as a boat, RV, or stocks or bonds not held in a brokerage account.



  • Copies of your most recent 401(k) or other retirement account statement.



  • Documentation to verify additional income, such as child support or a pension.



  • Copies of personal tax forms for the last two to three years.


Reprinted from REALTOR® magazine (REALTOR.org/realtormag) with permission of the NATIONAL ASSOCIATION OF REALTORS®.


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