Tuesday, April 5, 2016 / by Tina Redding
Harvard University's Joint Center of Housing Studies recently released the top financial & emotional reasons to own a home.
Owning is a good way to build up wealth that can be passed along to your family as it is usually a form of "forced savings."
Whether you rent or own, you are paying a mortgage. Yours when you own, your landlord's when you rent.
Thursday, March 31, 2016 / by Tina Redding
It's easier than you think!
Tuesday, March 29, 2016 / by Tina Redding
In today's market, with homes selling quickly and prices rising, some homeowners might consider trying to sell their home on their own, known in the industry as a For Sale by Owner (FSBO). There are several reasons this might not be a good idea for the vast majority of sellers.
Here are five of those reasons:
1. There Are Too Many People to Negotiate With
Here is a list of some of the people with whom you must be prepared to negotiate if you decide to For Sale By Owner:
The buyer who wants the best deal possible
The buyer’s agent who solely represents the best interest of the buyer
The buyer’s attorney (in some parts of the country)
The home inspection companies, which work for the buyer and will almost always find some problems with the house
The appraiser if there is a question of value
2. Exposure to Prospective Purchasers
Recent studies have shown that 89% of buyers search online for a home. That is in comparison to only 20% looking at pri ...
Tuesday, March 22, 2016 / by Tina Redding
Many buyers are purchasing a home with a down payment as little as 3%.
You may already qualify for a loan, even if you don't have perfect credit.
Take advantage of the knowledge of your local professionals who are there to help you determine how much you can afford.